JOBLYIN SUMMARY
Job Overview
This position is offered by Crédit Agricole Egypt, in New Cairo, Cairo, Egypt, as a Full-time role. The job details and listed requirements below are based on the original job posting.
COMPANY PROFILE
About the Company
AIi
This summary was prepared with the assistance of AI based on available information and may not reflect all details about the company.Crédit Agricole Egypt is a financial services provider operating in the Egyptian market, offering a range of banking and investment solutions. The company focuses on delivering reliable financial products and services tailored to meet the needs of individuals and businesses. While specific details about its operations, size, or locations are not provided, its recruitment of roles such as Call Center Agent and Digital Marketing Manager suggests an emphasis on customer service and digital engagement. These positions indicate a commitment to maintaining strong client relationships through efficient communication and innovative marketing strategies. The company's presence in the financial sector implies it likely serves both retail and corporate clients, contributing to the growth of the local economy. Crédit Agricole Egypt aims to provide secure, accessible financial services while adapting to evolving market demands.
ORIGINAL JOB DESCRIPTION
About the Job
A GLIMPSE ABOUT CRÉDIT AGRICOLE EGYPT:
Crédit Agricole Egypt Since its launch in 2006, Crédit Agricole Egypt has succeeded to become a strong player on the economic scene, positioning itself as the Reference European Bank in Egypt. Aiming to become a leading innovation-driven sustainable bank, Crédit Agricole Egypt is committed to bring its international expertise to the local market to serve its clients and drive the sustainable development in line with Egypt’s national priorities.
With a universal customer-focused model, Crédit Agricole Egypt is “a whole bank just for you” serving the entire spectrum of customers: individuals, SMEs, enterprises, Corporate and public sector. Prioritizing its customers’ best interests, Crédit Agricole Egypt presents an extensive range of services, tailored financial solutions and the sound advice, to accompany its clients in their walk of life. Awarded most innovative bank in Egypt, convenience and distinguished customer experience is Crédit Agricole Egypt’s endeavor to attain its customers’ satisfaction throughout its nationwide network of branches and its state-of-the-art fully-fledged platform of digital services. Furthermore, Crédit Agricole Egypt is in line with the world’s digital transformation, encouraging and implementing an innovative environment to exceed its customers’ expectations.
In addition, for being an active contributor to the local economy, the bank is committed to support the development of the Egyptian community and the respect of the environment.
Requirements:
Strategic planning for Retail & Housing Credit business within CBE, local &international regulations
Share in Bank profit through quality of Credit decision, COR % & fraud prevention
Manage 3 Credit units (Credit Term Loans, Revolving Facilitates & Credit support) in terms of Credit quality, performance, regulations, compliance & integrity.
Credit risk portfolio management (minimize credit default, maximize productivity, maximize fraud prevention, proper usage of delegated credit exceptions, Control & follow-up KRIs)
Share in bank retail annual budget, in coordination with front liner, marketing, risk, operation &collection.
Credit worthiness analysis & recommendation overall retail credit & housing programs within delegated power.
Decide credit exceptions over process, Docs, deviations, within delegated exceptional power.
Credit position for cases presented for CAE Credit Risk Committee decision.
Sharing with retail / mortgage risk management for annual CAE Retail / mortgage Risk Policy.
Monthly Credit & Housing package, reported to CAE top management.
Manage, coaching, monitoring & annual performance appraisal for all Retail Credit & Housing staff.
Monthly CAE Credit Risk Committee for Credit TIAs, performance, programs, Policies & controls.
Manage continual Credit mapping & adviser for all front liners (Branches /D. Sales/Private Banking).
Chief Credit Fraud Officer with Risk, Compliance, Audit & Legal Deps.
Manage Credit / Controls regulations & sanctions (International, CBE, CAE, Govern. authorities)
Replace Retail Risk Head in case of absence / upon delegation.
Monthly Retail Credit staff performance validation, scoring, analysis & follow up with Cr. Heads
Update Retail Credit staff, with recent CBE business, controls, Macroeconomic indicators & regulation circulars
Handle any extra tasks assigned by Retai Risk Head or Chief Risk Officer.
Qualifications:
Min. 15 years banking experience in (Retail Credit / Retail Risk / Retail Risk Policy )
Business related education certificate ( a professional Credit / Risk certificate)
Excellent analytical & investigation skills.
Very Good awareness of local economic updates & CBE regulations
Very good awareness of Local & European credit governance
Very good communication & reporting skills.
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CAREER PROFILE
Role Overview
AIi
This summary was prepared with the assistance of AI based on available information and may not reflect all details about the company.The role involves managing credit operations within retail and housing sectors, focusing on customer acquisition and service. It requires overseeing financial processes to ensure compliance and efficiency in credit delivery.