2. Credit & Financial Risk Supervisor

The Alexandria Business Association-SME Project is focused on supporting small and medium-sized enterprises through strategic initiatives and business development opportunities. While specific industry details are not provided, the organization's emphasis on SME growth suggests a commitment to fostering local economic resilience. The recruitment of roles such as Credit & Financial Risk Supervisor and Operational Risk, Fraud & BCM Officer indicates an interest in strengthening financial oversight and risk management practices within member businesses. These positions highlight the association’s dedication to ensuring compliance, operational efficiency, and long-term sustainability for its affiliated companies. By offering specialized support and resources, the organization aims to empower SMEs to navigate complex business environments effectively.

Company Description Alexandria Business Association (ABA) SME Project is a financial institution with over 30 years of experience promoting development and financial inclusion for micro and small businesses. Guided by a vision to continuously evolve and meet the changing needs of clients, ABA provides both financial and non-financial services. The organization invests in human resources and technology to help business owners improve their economic, social, and health conditions while maintaining a balance between financial and social performance. ABA offers a wide range of financing products through individual and group lending programs, with loan amounts from EGP 10,000 to EGP 292,000. Team members contribute directly to expanding access to responsible financing and supporting community development. Role Description Provide technical supervision of credit portfolio , liquidity , funding and financial risk monitoring and analysis , ensuring high -quality reports and early warning indicators , and providing independent risk recommendations . · Key Responsibilities A. Oversee analysis of portfolio quality , delinquency and deterioration (PAR, Vintage and Roll Rates ) , reviewing trends and concentration risks by branch , product and segment . B. Review early warning indicators , key risk indicators , identifying deterioration and recommending actions . C. Oversee liquidity and funding risk analysis and review margin sensitivity to funding costs . D. Coordinate and review credit and financial stress tests and scenarios E. Review and challenge of the (ECL) model , including key assumptions , data quality and model outputs , in coordination with relevant functions . F. Review credit and financial KRIs and periodic /ad hock reports , monitor breaches and treatments plans , and verify the effectiveness of corrective action · Qualifications , Experience & Skills Bachelor’s degree in Commerce , Commerce , Economics or related field ; 3-5 years in credit , finance or risk management > Knowledge of portfolio and credit risk , liquidity , funding , stress testing Scenario analysis , early warning indicator and ECL concepts Strong Excel ,Power BI , financial analysis and data analysis skills . willingness to visit branches as needed. · Preferred Industry Experience Pervious experience in financial market ,microfinance ,SME financing or other relevant financial markets is preferred . Show more

The Credit & Financial Risk Supervisor oversees the assessment and management of credit and financial risks within an organization. This role involves evaluating risk factors, ensuring compliance with regulatory standards, and supporting strategic decision-making to mitigate potential losses.