Data Scientist

Data Scientist - Credit/debit card analytics Industry: Banking & Financial Services Contract: 12 Months We are looking for a Data Scientist / Data Analyst with strong experience in banking analytics, credit/debit card analytics, customer segmentation, and predictive modeling to support data-driven business and customer strategy initiatives. Key Responsibilities Analyze customer, transaction, and portfolio data to identify business opportunities and trends. Develop customer segmentation models based on behavioral, transactional, and demographic data. Build and apply predictive models for customer behavior, retention, acquisition, cross-sell, upsell, and propensity. Analyze credit card portfolio performance, customer spend, revenue, and profitability. Support campaign analytics and measure campaign performance and ROI. Identify opportunities to improve customer engagement, revenue, and portfolio performance. Perform statistical analysis and translate analytical findings into actionable business recommendations. Work closely with business, product, marketing, and risk stakeholders. Develop analytical reports and dashboards to communicate insights effectively. Must-Have Skills Banking / Financial Services experience Credit Card / Debit Card analytics Customer Segmentation Predictive Modeling / Machine Learning Customer / Portfolio Analytics Revenue & Profitability Analytics Strong SQL Strong Python Experience with transaction/customer data Strong analytical and stakeholder communication skills Good to Have Customer Lifetime Value (CLV) Churn / Attrition Modeling Propensity Modeling Cross-sell / Upsell Next Best Offer / Next Best Action Campaign Analytics Spend Analytics Credit Risk Analytics Statistical Modeling Power BI / Tableau PySpark Show more