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فرصة عمل

Mortgage Finance Credit Officer

بنك التعمير والإسكان HD Bank

الموقعCairo, Egypt
نوع الوظيفةدوام كامل
نظام العملغير محدد
الراتبغير محدد
تاريخ النشر

ملخص JobPlatform

نظرة سريعة على الوظيفة

هذه الوظيفة لدى بنك التعمير والإسكان HD Bank، في Cairo, Egypt، بنظام دوام كامل. تفاصيل الوظيفة والمهارات المعروضة أدناه مأخوذة من إعلان الوظيفة الأصلي.

ملف الشركة

عن الشركة

AIهذا الملخص مُعد بمساعدة الذكاء الاصطناعي اعتمادًا على المعلومات المتاحة، وقد لا يعكس جميع تفاصيل الشركة.

HD Bank, formerly known as بنك التعمير والإسكان, is a financial institution that provides a range of banking services to individuals and businesses. While specific industry details are not provided, the presence of a job title such as 'Customer Experience Monitoring Officer' suggests the bank places emphasis on maintaining high standards of customer service and operational efficiency. This role indicates a focus on monitoring and improving interactions between the bank and its clients, which is common in institutions that prioritize client satisfaction and service quality. The company's operations likely involve various financial services, including retail banking, corporate finance, and possibly mortgage or housing-related products, given its historical name. As a regional institution, it may serve both local and international markets, though specific locations or market reach are not confirmed.

الوصف الأصلي

عن الوظيفة

Job Summary: Preparation of the credit study for real estate finance files for medium-income clients (self-employed/freelancers - diverse/various categories Job Responsibilities: Receive all mortgage finance applications submitted by branches or digital channels. Review and analyze the documentation for each request in accordance with product parameters and established guidelines. Ensure full completion and verification of all required paperwork and supporting documents for the file under study. Verify the applicant's intent to obtain a mortgage through phone verification (tele-investigation) and confirm the authenticity of the submitted documents. Assess the financial eligibility of clients based on submitted income criteria, maximum permissible Debt-to-Income (DTI) ratios, and applicable regulatory limits. Prepare comprehensive credit studies for all mortgage cases in strict compliance with the bank's internal credit policies, Central Bank of Egypt (CBE) regulations, and approved product programs. Issue the credit memorandum and final credit decision for each case following formal approval from the authorized credit committees. Apply creditworthiness and financial evaluation standards to all applicants seeking real estate financing. Job Qualifications: Bachelor’s degree in commerce, Business Administration, or an equivalent degree from an accredited Egyptian university. Certifications: Must have successfully completed the mandatory training courses provided by the Financial Regulatory Authority (FRA) and the Egyptian Mortgage Federation (EMF). Experience: Minimum of 3 years of practical experience in Credit Analysis and Real Estate Finance (Mortgage). Show more

المسار المهني

نظرة عامة على الدور

AIهذا الملخص مُعد بمساعدة الذكاء الاصطناعي اعتمادًا على المعلومات المتاحة، وقد لا يعكس جميع تفاصيل الشركة.

A Mortgage Finance Credit Officer evaluates creditworthiness for real estate finance files, focusing on medium-income clients. The role involves assessing financial documentation to determine eligibility for mortgage loans. It requires attention to detail and an understanding of credit analysis.

مصدر الوظيفة

إعلان الوظيفة الأصلي

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