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فرصة عمل

Retail Fraud Risk & Credit Assurance Senior Analyst/ Analyst

QNB Egypt

من مقر العمل
الموقعCairo, Egypt
نوع الوظيفةدوام كامل
نظام العملمن مقر العمل
الراتبغير محدد
تاريخ النشر

ملخص JobPlatform

نظرة سريعة على الوظيفة

هذه الوظيفة لدى QNB Egypt، في Cairo, Egypt، بنظام دوام كامل، ونظام العمل من مقر العمل. تفاصيل الوظيفة والمهارات المعروضة أدناه مأخوذة من إعلان الوظيفة الأصلي.

ملف الشركة

عن الشركة

AIهذا الملخص مُعد بمساعدة الذكاء الاصطناعي اعتمادًا على المعلومات المتاحة، وقد لا يعكس جميع تفاصيل الشركة.

QNB Egypt is a financial services provider offering diverse employment opportunities across various sectors. The company's recruitment of roles such as Call Center Representative digibank, Direct Sales Agent, Marketing Lead - QNB Leasing Company, and Call Center Representative suggests involvement in banking, sales, and customer service operations. These positions indicate potential activities in digital banking, direct marketing, and financial leasing services. While the exact nature of its business is not fully specified, the job titles imply a focus on client engagement, sales, and operational support within the financial industry. QNB Egypt likely operates in an environment requiring strong communication skills, customer service orientation, and market awareness. The company's offerings reflect a range of career paths for individuals seeking roles in finance-related sectors with opportunities for growth and development.

الوصف الأصلي

عن الوظيفة

Narrative Description: Responsible for leading a specific review mission or portfolio segment as assigned by the Manager. Oversee analysts’ work quality, provides technical validation of initial findings, and ensures accurate documentation of observed risks or misbehavior & fraudulent activity. Reviewing and monitoring on all new and existing facilities after booking phase and pre-lending phase to ensure adherence to credit terms, QNB regulations and CBE instructions. Duties & Responsibilities: 1. Extract approved & new applications for Retail facilities files from the Workflow system & difference channels according to the pre-defined priority list & sampling criteria. 2. Analyze loan applications and associated documents for signs of fraud. 3. Use data analytics and fraud detection software to identify suspicious activities. 4. Validate and verify applicant information, including HR letters, bank statements and other supporting documents. 5. Report fraud cases to the Retail Fraud Risk and Credit Assurance Team Leader and collaborate with other departments for further investigation. 6. Participate in regular training and knowledge-sharing sessions related to fraud detection techniques. 7. Verify suspicious banking documents (Bank statements, clearance letters) with other issuer banks. 8. Review and inspect client’s documentation to detect suspicions documents and submit them to Investigation team after being discussed with the team leader. (HRLs / Bank statements / Flat contracts) in case of mortgage finance, price offers “Auto loans” …. etc. 9. Examine account movements through investigating transactions full set of documents as well as reviewing related parties for any suspected transactions. 10. Identify potential suspected transactions and refer it to the team leader for further investigations. 11. Analyze all relevant information and data to check for any discrepancies and/or inconsistencies and/or fallacious information. 12. Compare relevant credit history with the approved facility. 13. Assess the facility’s booking transactions to identify to ensure that there is no retail mis-practice (Window dressing / manipulation of funds) 14. Identify any major incident (e.g.: fraud cases, staff involvement....) during the branches’ visits immediately to Retail Fraud Risk and Credit Assurance Team Leader 15. Identify any suspected auditors, network of suspected clients, complementary behavior and raise it to Retail Fraud Risk and Credit Assurance Team Leader. 16. Participate in regular missions along with visits to branches according to pre-defined priority criteria, discuss issues revealed, onsite investigation for documents and files. 17. Review & discuss all detected observations with the Branch aiming to ensure the non-existence of misconduct or fraudulent issues related to Retail clients. 18. Review the assigned pre-lending Retail files “New to Bank customers” against any misconduct or fraudulent activities before final risk approval or prior to disbursement stage. 19. Propose initial risk recommendations related to specific program / product / PMD approvals etc. 20. Monitor the Credit Activities to ensure mitigation within the bank’s Retail commercial scope. 21. Review PMD approvals with warning signs related to set of payroll companies along with employees granted facilities or new applicants. 22. Request original documents related to retail credit clients from the different channels if needed (in case of suspicious) 23. Ensure correct adoption of policies and procedures in order to guarantee that QNB business is conducted in compliance with Local Laws, Internal rules and regulations, as well as International Standards. Confirm proper adherence to QNB Credit Risk Policy, Credit Authorities, in addition to CBE regulations and circulars. Job Specifications: Education: Bachelor’s degree in risk management, finance, business administration or a related field. Experience: Analyst: Fresh graduate Senior Analyst: A minimum of 2-4 years of relevant Credit & Risk experience, audit, banking operations in depth knowledge of CBE regulatory regulations & risk policies. Working Conditions: Based in the New Capital Head Office. Show more

المسار المهني

نظرة عامة على الدور

AIهذا الملخص مُعد بمساعدة الذكاء الاصطناعي اعتمادًا على المعلومات المتاحة، وقد لا يعكس جميع تفاصيل الشركة.

This role involves analyzing retail fraud risks and ensuring credit assurance within specific review portfolios. The analyst leads reviews, oversees work quality, and provides technical validation of findings.

مصدر الوظيفة

إعلان الوظيفة الأصلي

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